Thanks to medical advances, more people are surviving critical illnesses. Yet while getting their health back, many people face financial setbacks. Medical bills from deductibles, copays and coinsurance are just part of the picture. Nonmedical costs, such as lost income and childcare, make a financial impact too. Critical Illness Insurance is a practical solution for protecting employees from the high costs of medical bills and nonmedical costs.
Up to $100,000 in lump-sum coverage.
Coverage for subsequent diagnoses.
Optional riders that pay additional benefits for treatment of covered illnesses.
Benefits for routine preventive care with the optional Wellness Screening rider.
Your benefits are paid directly to you or to whomever you choose.
Your benefits are paid regardless of other insurance you have.
Your policy is guaranteed renewable for life.
You cannot be singled out for a rate increase.
Return of Premium Rider: A benefit that can pay premiums back to you.